When unemployed in Finland

If you become unemployed do the following

  1. – Register as a job-seeker via the TE Office’s online service. Do it QUICK , because you lose each day you are thinking there at home.
  2. – After two weeks, complete the daily allowance application in your own unemployment fund’s online service.
  3. – You don’t have an unemployment fund? You can continue with KELA or choose one from the next list according to your occupation. The cheapest is ytk.fi. – > https://www.tyj.fi/en/join-a-fund/funds-contact-information/?profession=

After the initial application, continue to claim daily allowance in four-weekly/monthly cycles.

Fill in your claim form from the first day of your unemployment. No daily allowance is paid for the first week due to the personal liability period, but this time is taken into consideration by the fund. Be sure to apply for earnings-related allowance no later than three months from the first day of the period for which you are applying!

I find it very important to inform you about the importance of having an unemployment fund. That is very Finnish and you might not know that you need one. You start paying from the first day of work and when you have worked and paid for 6 months, you are eligible for the allowance. Not so simple, but read the rest yourself.

If you are not a member of an unemployment fund or have not been working or been a member for long enough, you can claim unemployment benefits from Kela. The unemployment benefit that Kela pays is not counted on the basis of your pay but is the same amount for everyone. The difference is almost double as you see from the next table.

Read more here and here

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